White Papers

Click to download Risks and IssuesPublish Date: 12/15/2006File Size: 98.6kbThis article on legal risks is the third in a four-part series that addresses the recent overdraft guidance, which was issued on Feb. 18, 2005, by the Federal Reserve, the Federal Deposit Insurance Corp., and the Office of the Comptroller of the Currency. The other articles offer an overview, outline the safety and soundness considerations, and provide a checklist of best practices.Click to download Safety and Soundness ConsiderationsPublish Date: 08/22/2006File Size: 107.4kbBanks that offer overdraft programs and services should make sure that their programs meet the safety and soundness considerations that the federal banking regulators have provided. The Federal Reserve, the Federal Deposit Insurance Corp., and the Office of the Comptroller of the Currency issued the guidance on overdraft programs on Feb. 18, 2005.